Loan Product
Mortgage Loan
Unlock the value in your property — mortgage loans for any purpose at competitive rates and long tenures.
Facilitator, not a lender · No fee from borrowers · Free consultation
- Up to ₹10 Cr
- 15-year tenure
- Residential & commercial property
A mortgage loan (loan against property) lets you leverage an asset you already own to access substantial capital — without selling it. 4S Finserv’s banking expertise ensures your property is valued fairly, the right lender is matched to your profile, and you close on favourable terms.
Loan Types We Arrange
- Loan against residential property
- Loan against commercial property
- Overdraft against property
- Balance transfer of existing LAP
Key Benefits
- Interest rates from 9.00%* p.a.
- Loan amounts up to ₹10 Cr
- Tenure up to 15 years
- Funds for any legitimate purpose — business, education, medical, or personal
- Access to banks and leading NBFCs
Eligibility
- Indian resident, 21–70 years
- Salaried or self-employed with stable income and ITR
- Clear title property in an approved location (residential or commercial)
Frequently Asked Questions
What can I use a mortgage loan for?
Any legitimate purpose — business expansion, higher education, medical expenses, or personal needs. The lender assesses end use at their discretion.
How much can I borrow against my property?
Typically 50–75% of the property's market value, subject to the lender's LTV policy and your repayment capacity.
Do you lend directly?
No. 4S Finserv connects you to partner banks and NBFCs; approval, LTV, and terms are at the lender's discretion.
Ready to move forward with your mortgage loan?
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