Loan Product
Educational Loan
Fund your degree, not your debt — education loans with moratorium benefits and tax savings under Sec 80E.
Facilitator, not a lender · No fee from borrowers · Free consultation
- Up to ₹1.5 Cr
- India & abroad
- Tax benefit: Sec 80E
Education is an investment that pays for a lifetime. 4S Finserv helps students and families secure education loans with appropriate loan amounts, manageable repayment schedules, and the tax advantages that make financing a degree genuinely affordable — whether the destination is Delhi or Dublin.
Loan Types We Arrange
- Loans for study in India
- Loans for study abroad
- Professional and vocational course loans
Key Benefits
- Interest rates from 9.50%* p.a.
- Loan amounts up to ₹1.5 Cr
- Moratorium period during the course
- Tax benefit on interest under Sec 80E
- Coverage of tuition, accommodation, and related expenses
Eligibility
- Indian resident student, admission confirmed at a recognised institution
- Co-applicant (parent or guardian) with stable income
- For study abroad: valid visa and admission letter required
Frequently Asked Questions
What expenses can the loan cover?
Tuition fees, hostel charges, books, equipment, and travel for study abroad are typically covered, subject to lender policy.
Do you lend directly?
No. 4S Finserv connects you to partner banks and NBFCs; approval and terms are at the lender's discretion.
Ready to move forward with your educational loan?
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