Loan Product
Business Loan
Grow without collateral — working capital, term loans, and MSME financing with faster approvals.
Facilitator, not a lender · No fee from borrowers · Free consultation
- ₹1 L – ₹2 Cr
- Collateral-free
- MSME-friendly documentation
4S Finserv understands that growing businesses need capital quickly and with minimal friction. Our connections across banks and NBFCs — combined with hands-on guidance from experienced bankers — mean your business loan application gets the attention it deserves, from document preparation right through to disbursal.
Loan Types We Arrange
- Working capital loans
- Term loans for business expansion
- MSME and Mudra scheme loans
- Collateral-free loans under CGTMSE
Key Benefits
- Interest rates from 14%* p.a.
- Loan amounts from ₹1 L to ₹2 Cr
- Collateral-free options available
- MSME-friendly documentation
- Quick turnaround through our lender network
Eligibility
- Business vintage of at least 2 years (varies by lender)
- Healthy turnover and bank statement history
- Promoter age 21–65 years
Frequently Asked Questions
Can a new business apply?
Most lenders require at least 2 years of business vintage. Startups may qualify under specific government-backed schemes.
Do you lend directly?
No. 4S Finserv connects you to partner banks and NBFCs; approval and terms are at the lender's discretion.
Ready to move forward with your business loan?
Get a free, no-obligation callback from our team. We compare lenders so you don't have to.