Loan Product
Home Loan
Own your home on the best terms — competitive rates, expert guidance, and a 30-year tenure option.
Facilitator, not a lender · No fee from borrowers · Free consultation
- Up to ₹5 Cr
- 30-year tenure
- Tax benefit: Sec 24 & 80C
Buying a home is one of the most significant financial decisions you will make. 4S Finserv, backed by decades of senior banking experience, helps you navigate lender options, negotiate better rates, and close faster — so you can focus on moving in, not on paperwork.
Loan Types We Arrange
- Ready-to-move and under-construction properties
- Home purchase and construction loans
- Balance transfer and top-up loans
Key Benefits
- Interest rates from 8.35%* p.a.
- Loan amounts up to ₹5 Cr
- Tenure up to 30 years
- Tax benefit under Sec 24 & 80C
- Access to leading banks and housing finance companies
Eligibility
- Indian resident, 21–70 years
- Salaried or self-employed with stable income
- Property with clear title in approved localities
Frequently Asked Questions
How much can I borrow for a home loan?
Up to ₹5 Cr, subject to your income, creditworthiness, and the property's value, as assessed by the partner lender.
Do you lend directly?
No. 4S Finserv connects you to partner banks and housing finance companies; approval and terms are at the lender's discretion.
Ready to move forward with your home loan?
Get a free, no-obligation callback from our team. We compare lenders so you don't have to.