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Loan Product

Car Loan

Drive home your dream car — new or used, up to 100% on-road funding with fast approvals.

Facilitator, not a lender · No fee from borrowers · Free consultation

  • Up to 100% on-road
  • New & used
  • Approval in 24–48 hours

A car loan should be as smooth as the drive. 4S Finserv helps you compare rates across our lender network, choose the right tenure, and complete the paperwork efficiently — so you spend less time at a dealership and more time on the road.

Loan Types We Arrange

  • New car loans
  • Used and pre-owned car loans
  • Luxury and premium segment car loans
  • Balance transfer on existing car loans

Key Benefits

  • Interest rates from 8.70%* p.a.
  • Up to 100% on-road funding for new cars
  • Finance for new and used vehicles
  • Tenure up to 84 months
  • Quick approval with minimal paperwork

Eligibility

  • Indian resident, 21–65 years
  • Salaried or self-employed with stable income
  • Valid driving licence and KYC documents

Frequently Asked Questions

Can I get a loan for a used car?
Yes. Partner lenders finance used cars typically up to 10 years old, subject to vehicle condition and lender assessment.
Do you lend directly?
No. 4S Finserv connects you to partner banks and NBFCs; approval and terms are at the lender's discretion.
How quickly can I get approval?
Many lenders offer conditional approvals within 24–48 hours once documentation is in order.

Ready to move forward with your car loan?

Get a free, no-obligation callback from our team. We compare lenders so you don't have to.

Get a car loan callback