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Insurance Plan

Life Insurance

Secure your family's future with the right life cover — arranged through trusted, IRDAI-regulated insurance partners.

Enquire about life insurance

Facilitator, not a lender · No fee from borrowers · Free consultation

  • Term, ULIP & whole-life plans
  • IRDAI-regulated insurers
  • comparison support

A life insurance policy is the foundation of sound financial planning. It ensures that your family is not left financially vulnerable if something happens to you.

4S Finserv, drawing on decades of senior banking and financial-services experience, helps you compare life insurance plans from IRDAI-regulated insurers — term plans for pure protection, ULIPs for investment-linked cover, or endowment and child plans for specific goals. We do not sell policies directly; we facilitate the comparison and connection so you can make an informed choice.

Speak to us to understand which plan structure suits your income, liabilities, and long-term goals.

Plans We Arrange

  • Term insurance plans
  • Whole-life and endowment plans
  • Unit-linked insurance plans (ULIPs)
  • Child and retirement plans

Key Benefits

  • Cover amounts from ₹50 lakh upwards
  • Options for pure term, savings-linked, and investment-linked plans
  • Access to multiple IRDAI-regulated insurers for comparison
  • Guidance on selecting the right sum assured and tenure
  • Claim support and policy-servicing assistance

Eligibility

  • Indian resident, typically 18–65 years (varies by insurer)
  • Salaried, self-employed, or business owners with insurable interest
  • Subject to the insurer's underwriting and medical requirements

Frequently Asked Questions

How much life cover do I need?
A common rule of thumb is 10–15 times your annual income, though your actual needs depend on liabilities, dependants, and goals. We help you arrive at a figure that fits your situation.
Does 4S Finserv sell insurance directly?
No. 4S Finserv is a facilitator. We help you compare options and connect you to IRDAI-regulated insurers. Policies are issued and underwritten by those insurers; the decision and associated risks are yours.
Can I get a policy if I have a pre-existing health condition?
Many insurers accept applicants with declared pre-existing conditions, sometimes with loading or exclusions. Accurate disclosure at the time of application is essential to avoid claim rejection.

Ready to move forward with your life insurance?

Get a free, no-obligation callback from our team. We compare lenders so you don't have to.

Enquire about life insurance